Banka Silicijumske doline

Logo banke

Banka Silicijumske doline (eng. Silicon Valley Bank - SVB), je bila državna komercijalna banka sa sjedištem u Santa Klari Kalifornija, kojom sada u stečaju upravlja Federalna korporacija za osiguranje depozita Federal Deposit Insurance Corporation.^[1] Imala je filijale u Kaliforniji i Masačusetsu^[2] i bila je najveća banka po depozitima u Silicijumskoj dolini.^[3] Banka je bila dio SVB finansijske grupe, javne bankarske holding kompanije koja je imala kancelarije u 13 drugih američkih država i preko desetina međunarodnih jurisdikcija.^[4]

Istorija

Banka Silicijumske doline je bila vodeća finansijska institucija koja je opsluživala tehnološku industriju i postala je omiljena banka skoro polovine svih tehnoloških startap kompanija.^[5] U martu 2023. godine, u okruženju povećanja kamatnih stopa koje je odobrila centralna banka nakon perioda globalne inflacije,^[6] došlo je do naleta na njene depozite, što je dovelo do kolapsa i zapljene 10. marta 2023. od strane Kalifornijskog odjeljenja za finansijsku zaštitu i inovacije (engl. California Department of Financial Protection and Innovation - DFPI), njenog regulatora.^[7] Navodeći neadekvatnu likvidnost i nelikvidnost, državni zvaničnici DFPI imenovali su stečajnog upravnika banke. Ovo je označilo drugi najveći bankovni propust u istoriji SAD i odigrao se zajedno sa sličnim problemima zabilježenim u drugim bankama.^[8]

Dana 12. marta 2023., data je zajednička izjava sekretara trezora Dženet Jelen, predsjednika Federalnih rezervi Džeroma Pauela i predsjednika Federalne korporacije za osiguranje depozita Martina Gruenberga, u kojem se navodi da će svi deponenti u Banci Silicijumske doline biti u potpunosti zaštićeni i da će imati pristup i osiguranim i neosiguranim depozitima počevši od sledećeg ponedeljka, 13. marta.^[9] Federalna korporacija za osiguranje depozita je zatim uspostavila nasljednicu banke Silicon Valley Bridge Bank, N.A, koja je brzo preuzela tekuće poslovanje.^[10]

Vidi još

Reference

^ "FDIC Acts to Protect All Depositors of the former Silicon Valley Bank, Santa Clara, California" (Press release). Washington, D.C.: Federal Deposit Insurance Corporation. March 13, 2023. Archived from the original on March 13, 2023. Retrieved March 13, 2023.
^ FDIC BankFind". Federal Deposit Insurance Corporation. March 3, 2023. Archived from the original on March 11, 2023. Retrieved March 11, 2023.
^ "Large Commercial Banks". Federal Reserve. Archived from the original on July 8, 2021. Retrieved March 11, 2023..
^ "SVB Financial Group Expands IT and Engineering Team to Support Growth of the Innovation Economy" (Press release). PR Newswire. January 10, 2019. Archived from the original on March 10, 2023. Retrieved January 9, 2020.
^ Paul, Kari; Bhuiyan, Johana (March 15, 2023). "'Lungs of the startup world': bank fall upends most Silicon Valley industries". The Guardian. ISSN 0261-3077. Archived from the original on March 15, 2023. Retrieved March 15, 2023
^ Levitz, Eric (March 14, 2023). "The Fed Might 'Fix' the Economy by Breaking Banks". Intelligencer. Archived from the original on March 15, 2023. Retrieved March 15, 2023. Stewart, Emily (March 14, 2023). "Did the Fed break Silicon Valley Bank?". Vox. Archived from the original on March 15, 2023. Retrieved March 15, 2023.
^ Pound, Jesse. "Silicon Valley Bank is shut down by regulators, FDIC to protect insured deposits". CNBC. Archived from the original on March 10, 2023. Retrieved March 10, 2023.
^ Levin, Benjamin (March 9, 2023). "Silicon Valley Bank Fails as FDIC Takes Over, Appoints Receiver". Bloomberg Law. Archived from the original on March 10, 2023. Retrieved March 10, 2023.
^ "Joint Statement by the Department of the Treasury, Federal Reserve, and FDIC". United States Department of the Treasury. March 12, 2023. Archived from the original on March 12, 2023. Retrieved March 13, 2023.
^ "Silicon Valley Bank 'conducting business as usual', new CEO says". Reuters. March 13, 2023. Archived from the original on March 14, 2023. Retrieved March 13, 2023.

[1] "FDIC Acts to Protect All Depositors of the former Silicon Valley Bank, Santa Clara, California" (Press release). Washington, D.C.: Federal Deposit Insurance Corporation. March 13, 2023. Archived from the original on March 13, 2023. Retrieved March 13, 2023.

[2] FDIC BankFind". Federal Deposit Insurance Corporation. March 3, 2023. Archived from the original on March 11, 2023. Retrieved March 11, 2023.

[3] "Large Commercial Banks". Federal Reserve. Archived from the original on July 8, 2021. Retrieved March 11, 2023..

[4] "SVB Financial Group Expands IT and Engineering Team to Support Growth of the Innovation Economy" (Press release). PR Newswire. January 10, 2019. Archived from the original on March 10, 2023. Retrieved January 9, 2020.

[5] Paul, Kari; Bhuiyan, Johana (March 15, 2023). "'Lungs of the startup world': bank fall upends most Silicon Valley industries". The Guardian. ISSN 0261-3077. Archived from the original on March 15, 2023. Retrieved March 15, 2023

[6] Levitz, Eric (March 14, 2023). "The Fed Might 'Fix' the Economy by Breaking Banks". Intelligencer. Archived from the original on March 15, 2023. Retrieved March 15, 2023. Stewart, Emily (March 14, 2023). "Did the Fed break Silicon Valley Bank?". Vox. Archived from the original on March 15, 2023. Retrieved March 15, 2023.

[7] Pound, Jesse. "Silicon Valley Bank is shut down by regulators, FDIC to protect insured deposits". CNBC. Archived from the original on March 10, 2023. Retrieved March 10, 2023.

[8] Levin, Benjamin (March 9, 2023). "Silicon Valley Bank Fails as FDIC Takes Over, Appoints Receiver". Bloomberg Law. Archived from the original on March 10, 2023. Retrieved March 10, 2023.

[9] "Joint Statement by the Department of the Treasury, Federal Reserve, and FDIC". United States Department of the Treasury. March 12, 2023. Archived from the original on March 12, 2023. Retrieved March 13, 2023.

[10] "Silicon Valley Bank 'conducting business as usual', new CEO says". Reuters. March 13, 2023. Archived from the original on March 14, 2023. Retrieved March 13, 2023.

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